Fully Leveled
You've basically maxed the adulting skill tree. Money handled, life admin on autopilot, real skills, stable relationships, and the emotional regulation to hold it all together. This isn't luck, it's grind you actually put in. The only trap up here is coasting. Keep an eye on your lowest stat below so one neglected system doesn't quietly rot the rest.
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If it ruined your afternoon, that was the point.