You're not stingy. You just know precisely what everyone owes you, to the cent, going back years.
You're not stingy. You're just extremely aware of exactly what everyone owes you, to the cent, going back several years, unprompted, at dinner. There is a Venmo request in your outbox for $2.37 and it has a note and the note has a tone. You would have returned the twenty if they'd still been nearby. They weren't. The universe has spoken and the universe agrees with you. You don't see any of this as a character flaw. You see it as record keeping.
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If it ruined your afternoon, that was the point.